Apartment renter in Charlotte, Huntersville, Mooresville, Gastonia, Monroe, Rock Hill, Fort Mill, Indian Land or Lancaster? Your landlord's policy covers the building — NOT your laptop, couch, bike, clothes, or liability if someone slips in your unit. Fix that in 10 minutes with a local independent agent.
Local service area
I work with apartment renters and apartment-building residents across the entire Charlotte metro: Mecklenburg County, NC, Union County, NC, Gaston County, NC, Iredell County, NC, York County, SC, Lancaster County, SC, Chesterfield County, SC. Most leases require proof of renters insurance — I'll have a certificate emailed to you and your leasing office the same day.
Apartment & condo renters insurance in Charlotte, Huntersville, Cornelius, Davidson, Matthews, Mint Hill and Pineville.
Quote Mecklenburg →Apartment & condo renters insurance in Monroe, Indian Trail, Waxhaw, Stallings, Weddington, Marvin and Wesley Chapel.
Quote Union →Apartment & condo renters insurance in Gastonia, Belmont, Mount Holly, Cramerton, Bessemer City, Dallas and Stanley.
Quote Gaston →Apartment & condo renters insurance in Mooresville, Statesville, Troutman and Lake Norman.
Quote Iredell →Apartment & condo renters insurance in Rock Hill, Fort Mill, Tega Cay, Clover and York.
Quote York →Apartment & condo renters insurance in Lancaster, Indian Land and Kershaw.
Quote Lancaster →Apartment & condo renters insurance in Chesterfield, Cheraw and Pageland.
Quote Chesterfield →Uptown Charlotte high-rises, South End, NoDa, Plaza Midwood, Ballantyne, University City, Steele Creek, Lake Norman (Cornelius, Davidson, Huntersville, Mooresville), Birkdale, Sun Valley (Indian Trail), Waverly, Blakeney, Stonecrest, Riverwalk Rock Hill, Baxter Village (Fort Mill), Kingsley, Tega Cay, Indian Land / Sun City Carolina Lakes, Downtown Gastonia, Cramer Mountain, and Mooresville's I-77 corridor. New construction or 1970s walk-up — same $12/mo starting point.
What you get
Your stuff — covered for theft, fire, vandalism, water damage from leaks, and more. Coverage applies anywhere in the world.
If someone gets hurt in your unit (or your dog bites the neighbor), you're covered up to $100K–$500K.
If your unit becomes unlivable after a covered loss, the policy pays for a hotel and meals until you can move back in.
Add auto, flood, or umbrella to your renters policy and most carriers drop your overall premium 10–25%.
Local FAQ
Almost every property manager in Mecklenburg, Union, Gaston, Iredell, York, Lancaster, and Chesterfield counties now requires $100K liability minimum on the lease. I'll send the certificate of insurance straight to your leasing office the same day.
Most of my Charlotte, Huntersville, Mooresville and Matthews clients pay $12–$18 a month for $25K–$50K of personal property plus $100K liability.
South Carolina rates are nearly identical — usually $12–$20/mo for the same coverage in York, Lancaster, and Chesterfield counties. I'm licensed in both states so you keep one agent if you move across the border.
Yes. Theft, fire, vandalism, sudden water damage from plumbing or upstairs neighbors, and even your stuff while it's in your car or on vacation. Get a quote and I'll walk you through exactly what's covered for your building.
Same-day certificate of insurance for any apartment community in the Charlotte metro — NC or SC. Quote takes about 3 minutes.