
Guaranteed-income annuities, flood insurance, and renters coverage — shopped across 30+ A-rated carriers by one independent agent who answers his own phone. Quoted in minutes, not days.
Three policies, one agent
Independent means I work for you, not a carrier. I shop the whole market and bring back the best fit — usually cheaper than what you've got now.
Featured · Income you can't outlive
Turn savings into a paycheck for life, or grow tax-deferred with market-linked upside and zero downside. Fixed, indexed, and immediate options from top-rated insurers.
Most homeowners are uncovered
Standard homeowners policies exclude flood. One inch of water averages $25,000 in damage. I write NFIP and private-market flood — usually beating the government rate.
Costs less than your Netflix
Your landlord's policy covers the building — not your laptop, couch, or bike. Renters insurance protects your stuff plus liability if someone's hurt in your unit.
Why one agent for all three
Most people buy insurance in pieces — a flood policy here, renters from an app, an annuity from a bank rep they'll never see again. Coverage gaps cost more than premiums. I look at the whole picture and tell you straight where you're over-insured, under-insured, or paying too much.

How it works
60-second form or quick call. ZIP code, what you want covered — that's enough to start.
Same day, I bring back the 3 best options with real numbers — apples-to-apples, no fluff.
E-signature, no office visits. Most policies are bound within 24 hours.
Annual review, claims help, life changes — I'm one text away. Forever.
Meet Anthony
Anthony built this practice after watching his mother fight a flood insurance carrier for nine months over a claim that should have been paid in two weeks. Twelve years and 1,200 families later, he's still the one picking up the phone — and still the one calling the adjuster when things get sideways.
Real clients
"Anthony cut my flood premium in half and got me 2× the coverage. The old policy was on autopilot for 8 years — wish I'd called sooner."
"Got renters insurance set up in 10 minutes from my phone. When my bike got stolen, claim was paid in 4 days. No drama."
"He moved my IRA into an indexed annuity with a 6% guaranteed roll-up. Sleeping a lot better about retirement now."
Common questions
Over 25% of NFIP claims come from low-risk zones. If you have a mortgage, ask about preferred-risk policies — they often run $400–$500/year.
For about $12–$20/month you get $20K–$50K of property coverage plus $100K liability. One stolen laptop pays for years of premium.
Fixed and MYGA annuities from A-rated carriers are insured by state guaranty associations. I only place clients with carriers rated A or better by AM Best.
Quotes are free. Commissions are paid by the carrier, not you — and as an independent agent I have no quota on any one product.
Renters and annuities: same day. Flood: 30-day NFIP waiting period (private flood can bind in 10 days).
Stop paying for the policy you signed up for years ago. One quick conversation, real numbers, and you'll know exactly where you stand.