Stop watching CDs pay 2% while your savings shrink to inflation. Multi-Year Guaranteed Annuities from A-rated carriers lock in today's rates — tax-deferred, no fees, zero market risk.
Annuity calculator
See exactly what your savings turn into with a fixed MYGA annuity. No market risk, no fees, no surprises.
*Illustrative only. Actual income depends on annuitization option, payout structure, and carrier. Quotes provided by licensed agent.
Three flavors
CD alternative
Up to 6.00%
Guaranteed interest rate for 3–10 years. Tax-deferred growth. Zero market exposure. Like a CD on steroids.
Market upside, no downside
0% floor, 8–10% cap
Earns interest tied to a market index (S&P 500, etc.) up to a cap. If the market drops — you earn 0%, but never lose principal.
Paycheck for life
Guaranteed income
Hand the carrier a lump sum — they hand you a guaranteed paycheck every month for life, or for a set number of years.
Why work with Anthony
Bank reps push one product because it's all they sell. Anthony is Series 65 licensed and independent — he gets paid the same regardless of carrier, so he recommends the contract that's actually right for you.
Common questions
A Multi-Year Guaranteed Annuity locks in a fixed interest rate for a set term (typically 3–10 years), similar to a CD but with tax-deferred growth.
Fixed and indexed annuities have a 0% floor — you cannot lose principal due to market downturns. Variable annuities can lose value; we typically don't recommend them.
Fixed and MYGA annuities from A-rated carriers are backed by state guaranty associations. I only place clients with carriers rated A or better by AM Best.
Yes — through a 1035 exchange (non-qualified) or direct trustee-to-trustee transfer (IRA/401k). Anthony handles all the paperwork. No tax hit.
Most MYGAs allow 10% free withdrawals per year. Beyond that, a surrender charge applies — but it phases out over the term. Anthony will explain liquidity options before you sign.
Most carriers start at $10,000. Larger deposits ($100K+) often unlock higher rate tiers.